NewLytho Agents are here.See how
Get the app
NewAI agents, perpetuals and prediction markets

Build your
stack.

Stocks, SIPs, staking, borrowing, perpetuals, prediction markets and AI that works for you — all settled in USDC, all in a wallet only you control.

Get the appSee all eight
2,264
stocks & ETFs
8
ways to grow
0.1%
platform fee
  • AgentMomentum v2 Running
  • Ask“Why am I down today?” 4 sources
  • PredictNVDA above $250 on 30 Oct?Yes 34¢
  • PerpsNVDA-PERP · Long 5×+$213.79
  • Borrow6,500 USDC against your stocksHealth 1.89
  • EarnUSDC staking · paid every block4.8% APY
  • SIP$100 every Monday · NVDA, AAPL, VOONext: 19 Oct
  • StocksNVIDIA · NVDA$224.52−1.29%

Start at the base · add a stone when you’re ready

LiveNVDA$224.52−1.29%AAPL$342.03+1.29%MSFT$541.98+1.14%PerpsNVDA-PERP$224.61funding 0.010%META$738.60+3.38%TSLA$375.00−1.22%EarnUSDC4.8% APYAMZN$258.37−1.11%PredictFed cut in December?Yes 58¢TSM$442.57−1.98%SPY$779.17+0.42%VOO$715.13+0.41%

The stack

Eight stones.
One wallet.

Every feature runs on the same USDC balance and the same keys. Start with one. Stack the rest when you’re ready.

01StocksTokenized US and Hong Kong stocks and ETFs, routed to the best price.2,264 listed02SIPInvest a fixed amount every week or month — automatically.From 10 USDC a week03EarnStake USDC, SOL or ETH and earn yield every block.Up to 6.9% APY · variable04Borrow & lendBorrow USDC against your stocks, or lend it to earn.Up to 50% loan-to-value05PerpetualsGo long or short on stocks, around the clock.Up to 10× leverage06PredictionsBuy Yes or No on earnings, rates and index levels.1 USDC per winning share07Ask LythoAsk what today’s news means for your portfolio.Every answer cited08NewAgentsDescribe a strategy in plain words. An agent runs it.You set the limits

01 — Stocks

Own the world’s
top companies.

Buy tokenized shares of NVIDIA, Apple, Microsoft and 2,261 more with USDC. Every order is routed to the best price across issuers and chains, then lands in your own wallet.

  • Best price across xStocks, Ondo and Robinhood
  • Fractional shares — start with a few dollars
  • Trade beyond US market hours
Explore markets
NVNVIDIANVDAxStocks · Solana
You pay
1,000USDC
You get (est.)
4.4501NVDA
Price per share
$224.49
Platform fee (0.1%)
$1.00
Network fee
~$0.002
Review buy

02 — SIP

Invest on
autopilot.

Choose an amount, a schedule and a few stocks. Lytho buys for you every week or month — no timing the market, no remembering.

  • Weekly, fortnightly or monthly
  • Pause, skip or change anytime
  • Runs inside a spending limit you approve once
Start a SIP
Weekly stack$100 every Monday · from USDCActive
  • NVDA$40
  • AAPL$30
  • VOO$30
  1. 28Sep
  2. 5Oct
  3. 12Oct
  4. 19OctNext
  5. 26Oct
  6. 2Nov
PauseEdit plan

03 + 04 — Earn · Borrow & lend

Make idle money work.
Unlock the rest.

Your USDC and stocks don’t have to sit still. Earn on what you’re not using, and borrow against what you’d rather keep.

03 — Earn

Let idle balances earn.

Stake USDC, SOL or ETH in a tap and watch yield accrue every block. Unstake when you need it.

Earned in October

+$15.78

8,000.00 USDC staked · Paid every block

$USDCLending vault · withdraw anytime4.8% APYStaked
SSOLNative staking · about 2 days to unstake6.9% APYStake
EETHLiquid staking · unstake by swap3.1% APYStake
Paid out daily · October~$1.05 a day
1 OctToday
Auto-earn on idle USDCKeeps 500 USDC ready to trade

Rates are variable and not guaranteed. Some assets take time to unstake.

04 — Borrow & lend

Borrow without selling.

Use your tokenized stocks as collateral for a USDC loan and keep your upside — or lend USDC and earn from borrowers.

Borrowed

6,500.00 USDC

Health 1.89 · Safe6.1% APR · variable
Loan-to-value39.6%
Max 50%Liquidation 75%
  • NVNVDA18.0000$4,041.36
  • AAAPL20.0000$6,840.60
  • MSMSFT10.1800$5,517.36
Borrow moreRepay
Or lend USDCEarn interest from borrowers5.2% APY

If your collateral falls about 47%, part of it is sold to repay the loan.

05 — Perpetuals

Long or short.
Around the clock.

Trade perpetual futures on tokenized stocks — no expiry, no market hours. See your liquidation price before you place a trade.

Up to 10× leverageOpen 24/7, weekends includedLiquidation price shown up front
NVNVDA-PERPPerpetual · open 24/7$224.61+4.28% since entry
224.61215.40 ENTRY174.47 LIQUIDATION
Long 5×Size23.2126 NVDAMargin1,000.00 USDCUnrealised P&L+$213.79 (+21.4%)Close
LongShort
Margin
1,000USDCMax
Leverage5×
1×2×3×5×10×
Position
5,000 USDC ≈ 22.26 NVDA
Entry (est.)
$224.61
Liquidation
$181.93
Funding
0.010% / 8h
Open long · 5×

Leverage magnifies losses. You can lose your whole margin.

06 — Prediction markets

Have a view?
Put a price on it.

Buy Yes or No on earnings, rate decisions and index levels. Prices move with the crowd’s odds, and every winning share pays 1 USDC.

  • Markets on stocks, rates and the economy
  • A 34¢ price means a 34% implied chance
  • Not available in every region
Browse markets
NV

Will NVDA close above $250 on 30 Oct?

34%
Yes 34¢No 66¢Vol $1.24M · Ends 30 Oct

Will the Fed cut rates at its December meeting?

58%
Yes 58¢No 42¢You: 120 Yes · +$7.20Vol $4.81M · Resolves in Dec
A

Will Apple beat EPS estimates this quarter?

71%
Yes 71¢No 29¢Vol $862K · Resolves at earnings

07 — Ask Lytho

Ask what the news
means for you.

Lytho reads the news on everything you hold and explains it in plain words — what happened, why it matters and how much of your money it touches.

Ask LythoKnows your holdingsNew chat

Why is my portfolio down today?

You’re down 1.2% today (−$587.05). Chip stocks make up 29% of your portfolio and account for about $427 of the drop — they slipped after a strong run as investors took profits ahead of earnings.

HoldingTodayWeightEffectImpact
NVNVDA−3.1%18%−$272.98High
AVAVGO−3.4%5%−$83.16Medium
TSTSM−2.4%6%−$70.45Medium
AAAPL+0.4%14%+$27.40Low
Market Wire · 2h agoCompany filing · 6h agoYour holdings
What’s my chip exposure?Alert me if NVDA drops 5%Explain it in one line
Ask anything about your portfolio…
  • Reads only what you hold
  • Cites every source
  • Explains — never advises

08 — AI agentsNew

Describe a strategy.
Deploy an agent.

Write your idea in plain words. Lytho turns it into clear rules, shows how it would have done, and runs it only within the limits you sign.

  1. 1Describe
  2. 2Review
  3. 3Deploy

Describe your strategy

Every Monday, buy the 3 AI stocks with the strongest 1-month momentum. Sell any that falls 8% from entry. Spend at most 2,000 USDC.

Plain wordsNo code
Build agent
Momentum v25 rules · built from your words
Universe
NVDA, AMD, AVGO, TSM, MSFT
Signal
Top 3 by 1-month momentum
Schedule
Mondays, 10:00 ET
Exit
Sell at −8% from entry
Budget
Max 2,000 USDC
Strategy +18.4%S&P 500 +11.2%12 months

Illustrative backtest. Past results don’t predict future returns.

The agent can only

  • Trades only NVDA, AMD, AVGO, TSM, MSFT
  • Spends at most 2,000 USDC
  • Permission expires 14 Nov
  • Revoke anytime in Settings
Sign & deploy

Your wallet signs this permission — nothing else.

RunningNext run Mon 19 Oct, 10:00 ET

Security

Your keys.
Your rules.

More features shouldn’t mean less control. Everything Lytho does for you, it does inside limits you can see and change.

Self-custody

Your stocks, USDC and positions sit in your own wallet. Withdraw anytime, to any address.

You approve every permission

SIPs and agents run inside limits you sign, and stop the moment you revoke them.

Fees before you confirm

A 0.1% platform fee plus network costs, shown on every order before you sign.

Receipts and sources

Every order gets a receipt. Every answer from Ask Lytho cites where it came from.

How to start

Three steps to your first stone.

  1. 1

    Create your wallet

    Sign up with email in about two minutes, or .

  2. 2

    Add USDC

    Deposit from an exchange or another wallet, or buy USDC with a card.

  3. 3

    Place your first stone

    Buy a stock, start a weekly SIP or ask Lytho what’s moving your portfolio.

Start with
one stone.

Buy a single share or set up a small weekly SIP. Add the rest whenever you’re ready — it all lives in one wallet.

Get the appOpen web app
Scan to get the appiPhone and Android · or open it on the web

Connect a wallet

Connect one wallet per network. You can add the other later in Settings.

PhantomInstallSolflareInstallBackpackInstall

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ConnectedSolana —EVM —